At Celina Insurance Group, we understand that our insureds have different levels of comfort when it comes to homeowners protection. We provide the following options to customize your coverage and meet your specific needs.
An additional premium will apply to each coverage added to your policy, and certain qualifications may apply. Talk with your independent agent today to see if any of these optional coverages are right for you.
Protects you against unexpected repair or replacement costs due to mechanical, electrical, or pressurized systems breakdown.
You have the choice of insuring your personal property at actual cash value (what it is worth today) or at replacement cost. Please talk to your agent about the benefits of insuring your belongings at replacement cost value.
Concerned about possible water damage to your basement? Celina offers several limits to provide coverage for direct loss to your home and personal property caused by water which backs up through sewers or drains.
Personal Injury provides liability coverage for personal injury to others, such as:
A total loss of your home can be devastating, both emotionally and financially. Protect yourself by purchasing our Enhanced Dwelling Limit Protection, which provides full replacement cost coverage, up to a maximum of 125% of the specific limit of liability.
We automatically include $300 coverage for loss of food stored in freezers or refrigerators on your premises caused by power service interruption or mechanical failure. You have the option of increasing the coverage for an additional premium.
You may want to consider purchasing additional insurance for some of your most valuable items. We offer special coverage for jewelry, cameras, firearms, silverware, musical instruments, fine arts, golf equipment, and many other items.
Not all coverages, credits, and discounts are available in all states and/or programs.