Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY. BY USING THIS WEBSITE ("Site"), YOU AGREE TO ALL OF THE TERMS AND CONDITIONS SET FORTH IN THESE TERMS OF USE.

As used in these Terms of Use:

  1. "Celina Insurance Group" means, collectively, The Celina Mutual Insurance Company, The National Mutual Insurance Company, Miami Mutual Insurance Company, and West Virginia Farmers Mutual Insurance Association.
  2. The words "we", "us", and "our" mean Celina Insurance Group.
  3. The words "you" and "your" mean any user of this Site.

Changes to the Terms of Use

Celina Insurance Group reserves the right to revise and update these Terms of Use at any time and without notice to you or any other user of this Site. Any such changes are effective at the time they are posted on this Site. Your use of this Site after these Terms of Use have been revised or updated constitutes your acceptance of and agreement to any and all such changes. We recommend that you periodically review these Terms of Use so that you are aware of any and all changes.

Disclaimers

Celina Insurance Group does not warrant that the information on this Site is complete, accurate, current, or otherwise reliable. It may not be free from errors or applicable to your situation. We are not obligated to update any content of this Site and reserve the right to revise this Site and its contents at any time and without any notice in accordance with the Changes to the Terms of Use provision above.

YOUR USE OF THIS SITE AND ITS CONTENTS, AND THIRD-PARTY SITES TO WHICH THIS SITE CONTAINS A LINK, IS ENTIRELY AT YOUR OWN RISK. THIS SITE AND ITS CONTENTS ARE PRESENTED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT POSSIBLE UNDER APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS, WITH RESPECT TO THIS SITE AND ANY THIRD-PARTY SITE TO WHICH THE SITE CONTAINS A LINK. Some jurisdictions do not allow the disclaimer of certain warranties; in such jurisdictions, warranties are disclaimed to the fullest extent permitted by law. IN NO EVENT SHALL WE OR ANY OF OUR EMPLOYEES, AFFILIATES, AGENTS, OR REPRESENTATIVES BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES, SUFFERED AS A RESULT OF ACCESSING, RELYING UPON, OR OTHERWISE USING OR BEING UNABLE TO USE ANY PORTION OF THIS SITE OR ANY THIRD-PARTY SITE TO WHICH THE SITE CONTAINS A LINK, WHETHER SUCH DAMAGES ARE CLAIMED UNDER CONTRACT, IN TORT, OR OTHERWISE, AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Celina Insurance Group makes no representations or warranties about the performance or security of this Site. We do not guarantee that it is free from viruses or other technologically damaging materials, or that any existing errors or defects will be corrected. You are solely responsible for implementing your own safeguards on your computer and electronic devices. You understand that your use of this Site is at your own risk. Further you hereby release Celina Insurance Group from any liability with respect to your use of this Site regardless of whether such liability arises under contract, tort, or any other theory.

Availability of this Site

Celina Insurance Group reserves the right to remove or amend any material or service we provide on this Site, at our sole discretion and without notice to you or any other user. We make no representations or warranties that this Site will be available continuously or without errors or interruptions. We are not liable if, for any reason, all or part of this Site is unavailable. We reserve the right to restrict access to all or part of this Site to anyone for any reason and without notice.

Product and Service Information

Information about Celina Insurance Group's products and services is provided as a convenience to you and other users of this Site. The information provided is of a general nature only and is not intended to, nor does it, contain, replace, or modify the specific terms, conditions, and exclusions of any insurance policy or contract offered or sold by any company within the Celina Insurance Group. We make no representations or warranties that any such information is complete, current, or without error, or that it is applicable to all situations.

Information contained on this Site concerning any insurance policy offered or sold by any Celina Insurance Group company is subject to the specific terms, conditions, and exclusions of that policy. Such information does not replace or modify coverage and does not constitute confirmation of coverage. The policies, products, services, coverages, credits, and discounts described on this Site are not available in all states. For complete information about Celina Insurance Group's company products and services, please contact one of our independent agents.

Trademarks and Intellectual Property

This Site is owned and operated by Celina Insurance Group. All materials on this Site (including, but not limited to, text, images, audio, video, design, graphics, and artwork) and the selection or arrangement of such materials, are the property of Celina Insurance Group, its member companies, or, as indicated, the property of third parties. All such materials are protected by U.S. and foreign copyright laws. You may not remove or alter any trademark or copyright notices. Further, you may not download, view, copy, print, reproduce, distribute, republish, display, post, transmit or retransmit, or modify any part of this Site in any form or by any means without our prior express written consent. Each trademark, service mark, and/or logo used on this Site ("Mark") is the registered or unregistered Mark of the party or parties owning such Mark. Nothing on this Site shall be construed as granting to you or any other user of this Site any license or right to use any such Mark or other materials without the prior express written consent of the owner of such Mark or materials.

Prohibited Uses of this Site

You may use this Site only for lawful purposes and in accordance with these Terms of Use. You may not use this Site to engage in any illegal activity or conduct that hinders anyone else's access, use, or enjoyment of this Site, interferes with the proper working of this Site, or that could damage, disable, or overburden a server or network. You may not access or attempt to access any information, content, portion, or portions of this Site that you do not have permission to use or view. You are prohibited from introducing any viruses, worms, Trojan horses, or any other technologically damaging material or using any robot, web crawler, data mining device, or other data gathering device on all or part of this Site. Neither you, nor any other user of this Site, may attempt to probe, scan, or test the vulnerability of this Site or any related system or network or to breach Site security or authentication measures. Neither you, nor any other user of this Site, may attempt to interfere with the proper functioning of this Site by submitting a virus, overloading, flooding, mail bombing, spamming, crashing, or by any other means whatsoever. Further, neither you, nor any other user of this Site, may send unsolicited emails to the email addresses provided on this Site. Any posting of email addresses on this Site may not be construed as, and does not constitute, consent to their use by any seller of services or by any compiler of mailing lists, or to any other non-authorized use without our prior permission. Spam, chain emails, advertising, and similar email solicitations are expressly prohibited.

Reliance on the Information Contained on this Site

The information posted on this Site is intended for general information purposes only. No information or statements provided by us on this Site constitute legal, financial, tax, or other professional advice. While reasonable care and diligence has been exercised by us in collecting, preparing, and providing the information and materials appearing on this Site, we do not, and cannot, warrant or guarantee the accuracy, completeness, adequacy, or currency of the information or materials contained on, or linked to from, this Site. Reliance upon any such information is entirely at your risk.

Your Personal Information

Please read our privacy policy for information regarding the security of your personal information. Your use of this Site implies that you authorize our use of your personal information. Persons using the My Policy area of this Site, or any other password-protected areas of this Site, should refer to any separate or supplemental privacy policy or policies contained within such area(s).

Third-Party Information and Links

This Site may, at any point in time, provide information from third parties. Any advice, opinion, statement, or information from a third party is solely theirs and not ours. We are not responsible, nor will we be held liable, to you or any third party for the completeness, accuracy, or reliability of information or any other content provided by third parties.

This Site may contain links to third-party sites. When you click one of those links, you are leaving our Site and moving to another site. Links to materials outside of this Site are provided only as a service to you and the other users of this Site, and we do not endorse or bear responsibility for any such materials. Any opinions, advice, statements, services, offers or other information expressed or made available on this Site, or through any link contained on this Site, by any third party are those of such third party and do not necessarily state or reflect those of Celina Insurance Group. Further, we do not, and cannot, control, approve, or endorse third-party sites, their content, products, or services and do not warrant the privacy or security of any such sites. We are not responsible for the reliability of any third-party sites and will not be held liable for any loss or damage you incur as a result of your use of a third-party site. We recommend that you read the privacy and security policies of any third-party sites you visit.

Any advertisement located on this Site for, or other reference made by this Site to, any third-party product or service by trade name, trademark, hyperlink, or otherwise, does not constitute or imply an endorsement or recommendation of such product or service by us. We shall not be liable or responsible in any way to you or any other user of this Site for any loss or damage of any kind incurred as a result of any such product or service, or as a result of the presence of any advertisement or reference to any such product or service on this Site. Further, we shall not be responsible or liable for the statements or conduct of any third-party advertisers appearing on this Site. To the extent that this Site contains links to outside services and resources, we do not control the availability and content of those outside services and resources. Any concerns regarding any such service or resource, or any link thereto, should be directed to that particular service or resource.

Limitation on Liability

Neither Celina Insurance Group nor any of its member companies, nor any of their respective agents, employees, information providers, or content providers shall be liable to you or any other user of this Site, or anyone else, for direct, indirect, incidental, special, exemplary, consequential, punitive, personal injury, pain and suffering, emotional distress, or loss of revenue, profit, business, use or data, incurred as a result of any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, inability to use, computer virus, communication line failure, alteration of, or use of any content within this Site or any third-party site links to which are provided on this Site, regardless of cause, or for any damages resulting therefrom even if we have been notified of such damages.

Indemnification

You agree to defend, indemnify, and hold harmless Celina Insurance Group, each of its member companies, and the respective directors, officers, employees, representatives, agents, and affiliates of Celina Insurance Group and each of its member companies (hereinafter referred to as the "Indemnified Parties") from and against any and all losses, obligations, costs, liabilities, damages, actions, lawsuits, causes of action, claims, demands, settlements, judgments, or any other costs or expenses including, but not limited to, attorneys' fees and expenses, which are asserted against, imposed upon, or incurred or suffered by such Indemnified Parties, or any of them, and which, in whole or in part, arise out of, or result in any manner, directly or indirectly, as a result of your use of this Site, use of the information on this Site, use of any third-party sites linked to this Site, use of any information on any linked third-party site, or any violation by you of these Terms of Use.

Jurisdictional Issues

Celina Insurance Group and this Site are owned and operated in Celina, Ohio. Use of this Site may not be appropriate outside certain jurisdictions and is not intended outside the United States of America. The policies, products, services, coverages, credits, and discounts described on this Site are not available in all states. You understand that when you use this Site, you are responsible for compliance with all local, state, and federal laws.

Severability

If any portion of these Terms of Use is found to be unlawful, void, or unenforceable, the remaining sections of these Terms of Use will remain in effect.

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Last modified on 1/9/17.