Our motorcycle program offers a combination of limits, coverages and built-in features that give you the flexibility to protect you and your assets in the event of an accident.
Shift Your Coverage into High Gear
Program Features
Sunny Day Feature
Provides coverage for the occasional use of your cycle during the lay-up period months of December–February. The lay-up period option is available on a year-long policy and includes a discount.
Travel Package
If physical damage coverage is purchased and an accident is a covered loss, we offer up to $200 for damage to a motorcycle safety helmet that was worn, $50 for expenses to a home or destination, and $15/day to a maximum of $450 for rental reimbursement.
Classic Motorcycles
We offer coverage for cycles that are up to 35 years old.
Accessories and Custom Equipment Coverage
$3,000 is included if the cycle has other than collision coverage. Additional coverage limits can be purchased.
Emergency Roadside Assistance
In the event of a breakdown, the optional Emergency Roadside Assistance endorsement gives you access to services that include towing, fluid delivery, jump starts and flat tire changes.
Great Rates for Your Bike
Love your bike? We get it. Celina Insurance Group1 offers great rates and insurance coverage for cruisers, touring and many other standard bikes with our Motorcycle program.
Automatic Coverages
Collision*
Insures you for the impact of your motorcycle with another object or vehicle.
* Collision coverage cannot be purchased without also purchasing OTC coverage.
Other than Collision (OTC)
Pays for glass breakage, falling objects, fire, theft, contact with an animal, windstorm, hail, water and other perils.
Liability
Covers damage for bodily injury or property damage to others caused by an accident for which you are legally responsible.
Medical Payments
Insures you for medical expenses incurred as a result of an accident. If medical payments coverage is purchased and the injured person is wearing a helmet and/or full motorcycle safety apparel, we will waive the deductible and pay the medical expenses up to 2 times the limit shown in the Declarations to a maximum of $10,000.
Full motorcycle safety apparel means wearing a jacket, and trousers or chaps, all that are made from durable material such as a special synthetic material or leather that is designed to minimize injury.
Uninsured or Underinsured Motorists
Insures you for bodily injury resulting from an accident caused by an uninsured or underinsured motorist or a hit-and-run driver.
Not all coverages, credits and discounts available are in all states.
Available Discounts
Claim-Free Discount
We reward you with a discount on your policy premium if you have been claim-free with us or your previous insurance carrier.
Multi-Policy Discount
If you also insure your automobile(s) or home with a Celina Insurance Group company, you will receive a discount on your motorcycle policy.
Transfer Discount
We reward you with a discount if you transfer your policy to us from another insurance carrier.
Multi-Cycle Discount
(2+ cycles)
If you are insuring more than one motorcycle, you will receive a discount.
Driver Training
Course Discount
You are eligible for a discount if you take a motorcycle driver training course.
Higher Limits
We also offer optional higher limits for accessories coverage on safety riding apparel, electronic equipment, sidecars and custom exhausts/painting.
Not all coverages, credits and discounts available are in all states.
1 Motorcycle coverage is underwritten by Miami Mutual Insurance Company in OH, IN and TN.
Information presented here is only a summary of the provisions of the policy. Certain terms, exclusions, and limitations apply. For details, consult the policy.
SA-387E (0823)
