We understand that every farming operation is unique. That is why we build every policy from the ground up.
Complete Farm Protection
Farm Insurance Options
We can provide complete protection for everything from your house and barns, to your equipment, livestock, and farm trucks and trailers — all under one policy!
Farm and Livestock
Rural Homeowners
Equine Program
Deeply Rooted in Farm Country
Our Farm Department is dedicated solely to writing farm business and providing products, coverages and peace of mind to agricultural professionals.
It’s a department made up of knowledgeable people, many of whom have personal experience in farming.
Pictured: Farm Underwriter and Local Dairy Farmer Jackie Bertke
Special Endorsements
We offer special endorsements to meet your farming specific needs:
Limited farm pollution liability
Recreational vehicle physical damage and liability – on and off premises
Equipment breakdown
Identity theft
Custom farming liability
Water back-up
Farm machinery glass
Jewelry and fine arts
Watercraft
FarmGuard Enhancement
FarmGuard Plus Enhancement
Farm Security Preferred Farms
We insure high-quality, owner-operated farms that have a primary dwelling occupied by the owner.
Grain Farms
Livestock Farms: Beef/Hogs
(Hog finishing buildings that
are less than 15 years old.)
Dairy Farms
Poultry
(Turkey buildings that
are less than 15 years old.)
Rural Homeowners
This special Rural Homeowners policy is specifically designed for people who live in a rural area but don’t depend upon farming for their main income. Active farming exposure is acceptable but not required.
Additional Coverages
Add the custom coverages that your farm requires.
Farm Dwelling and Additional Dwellings
What does it cover?
- Your actual dwelling structure
- Permanently attached structures
- Trees and landscaping
Household Personal Property
What does it cover?
- Furniture
- Bedding
- Appliances
- Other household contents
- Guns*
- Jewelry*
- Credit cards*
*limited theft coverage
Farm Personal Property
What does it cover?
- Machinery
- Livestock (including horses)
- Tools
- Supplies
- Grain/feed
Farmer Comp. Personal Liability
What does it cover?
Bodily injury and property damage that you are legally obligated to pay, resulting from personal or farming activities.
Outbuildings
What does it cover?
- Barns
- Garages
- Other buildings (incl. attached structures)
Farm Auto
What does it cover?
- Farm trucks
- Trailers
- Semi-trailers
- Livestock trailers
Catastrophe Liability
What does it cover?
Excess liability coverage over and above the limits of your farmers comprehensive personal liability and farm auto coverages.
See if Farm Security is available in your state.
Not all coverages, credits and discounts are available in all states and/or programs.
Our Farm Programs are underwritten by The Celina Mutual Insurance Company in OH, IN, KY and TN. In WV, the Property/Liability section of our Farm Programs is underwritten by West Virginia Farmers Mutual Insurance Association, and the remaining sections are underwritten by The Celina Mutual Insurance Company.
SA-225E (0823)
