Check out Businessowners PLUS (BOP) from Celina Insurance Group.
We make it simple to rate your business by using the number of full-time & part-time employees – and not payroll. Whether you own a car wash, light mechanical repair shop, glass shop, oil & lube shop, detail shop, muffler/brake shop, new tire dealer or something in between, you could qualify.
Our Church Program includes coverages important to you, such as:
If you need additional coverage for Counseling Professional Liability, Sexual Acts Liability, Pastor’s Contents & Personal Liability, or Directors, Officers & Trustees Liability, we can tailor a policy for you.
Convenience Stores with no restaurants, with or without gasoline sales*, with limited cooking restaurants, or with fast food restaurants are eligible classes, as are grocery stores or supermarkets.
We provide automatic coverages for your business such as:
Round out your policy by adding Liquor Liability coverage (not available in WV).
*Gas sales rated separately from store based on gallons sold.
Whether you need coverage on your building, your contents, or those slip & fall incidents, Celina combines your property and liability coverages into one policy.
As a no-cost benefit, we provide automatic coverages that match your business’s needs. Leasehold Interest coverage pays for expenses that occur due to the cancellation of your lease because of physical damage at your office.
Other coverages protect you when foundations, bridges, walks and patios are damaged from a covered cause of loss or for the costs associated with lost key replacement.
Limited cooking restaurants, fast food restaurants, casual dining and fine dining restaurants are eligible classes. We provide automatic coverages for your business such as:
Round out your policy by adding Liquor Liability coverage (not available in WV).
We provide automatic coverages ranging from:
Peak Season coverage is also included and it increases your business personal property limit by 25% to provide for seasonal variations in inventory.
Customer expectations are higher than ever, and we understand the service business. Our service & processing classes include:
Let Celina help you insure your business!
Celina's unique program allows us to rate your business based upon the number of full-time and part-time employees you have so you don’t have to hassle with payroll figures.
At no additional charge, we provide you with automatic coverage for:
Round out your policy with Contractors Errors & Omissions coverage.
Read eBrochureWhether you are distributing goods to retailers, commercial businesses, or other wholesalers, Celina can help ensure your business needs are met.
Our Wholesale Program can help insure your property, contents and liability exposures.
Our BOP policy has more depth and enhanced coverages than a traditional BOP policy because it has the flexibility to combine numerous coverages into a single policy, including:
Protect your income. Celina provides:
At no additional charge, our policy protects you against the breakdown of mechanical, electrical and pressure systems breakdown, which most BOP policies exclude in the property form.
In addition, when damage is caused by Equipment Breakdown, we provide additional coverages for:
Includes coverage for:
As part of your policy, you can add Professional Liability or Errors & Omissions coverage for the following:
We can also provide liability coverage for Church Directors, Officers & Trustees and Condominiums, Co-Ops and Associations - Directors & Officers.
These services are automatically included in all BOP policies. Commercial Breach Management Services help a business respond to data security breaches such as:
LifeStages Identity Management Services are provided to owners, employees and their household family members to deal with any identity-related concern or crisis.
For your convenience, add these coverages to your BOP to keep everything on one policy.
Also, we provide a variety of payment options to give you flexibility.
Celina Insurance Group is a family of four mutual property and casualty insurance companies. We provide insurance protection for autos, homes, businesses and farms for more than 500 independent agents in six states. Founded in 1914, with headquarters in Celina, Ohio, the enterprise is proud to serve and support our policyholders, communities, families and friends.
1 Insurance Square, Celina, OH 45822 | celinainsurance.com
SA-418E (0721)
Information in this brochure is only a summary of the provisions of the policy. Certain terms, exclusions, and limitations apply. For details, consult your policy or your independent Celina Insurance Group agent.
Coverages are underwritten by The Celina Mutual Insurance Company in IA, IN, OH, TN and WV.
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