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Celina Insurance Group offers outstanding coverage options and affordably priced products to meet your business insurance needs. Celina offers several programs to fit various businesses and professionals while also giving them the protection edge they need in a changing world.

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Click on a program to learn more:

  1. Trade Contractors
  2. Does your insurance policy have the right tools? Check out the coverages in our toolbox, where our comprehensive insurance coverage is specifically designed to meet the needs of your contracting business. Celina writes a wide range of trade contracting classes, and can provide not only liability coverage, but also the coverage you need when it comes to insuring your buildings, contents, tools and equipment, materials and supplies awaiting installation, property of others in your care, custody or control, Additional Insureds, Waiver of Subrogation, and many more.

  3. Church
  4. Our Church Program includes coverage important to you, such as: Building and Stained Glass coverage, Money and Securities coverages doubled for three religious holidays, Employee Dishonesty, Medical Expenses coverage, and more. If you need additional coverage for Counseling Professional Liability, Sexual Acts Liability, Pastor’s Contents and Personal Liability, or Directors, Officers & Trustees Liability, we can tailor a policy for you.

  5. Automobile Service and Car Washes
  6. Is your insurance coverage stuck in neutral? Shift into drive with our Automobile Service and Car Wash Program, where our comprehensive insurance coverage is specifically designed to meet the needs of your auto service business. Whether you own a car wash, light mechanical repair shop, glass shop, oil & lube shop, detail shop, muffler/brake shop, new tire dealer, or something in between, you could qualify!

  7. Retail
  8. Do you need coverage for your building, contents, and liability? Celina can provide that and more. Policies insured with our Businessowners PLUS Retail program have many automatic coverages, including but not limited to: Accounts Receivable, Brands & Labels, Employee Dishonesty, Lock & Key Replacement, Exterior Signs, Water Back Up, Inventory & Appraisal Expense and even a peak season coverage that increases your business personal property limit by 25% to provide for seasonal variations in inventory.

  9. Office
  10. Whether you need coverage on your building, contents, or those slip & fall incidents, we can combine your property, and liability coverages into one policy. Celina can provide a wide variety of other coverages that match your business’s needs, from Accounts Receivable or Employee Dishonesty to Water Back Up or Outdoor Signs coverage.

  11. Wholesale
  12. Whether you are distributing goods to retailers, commercial businesses, or other wholesalers, Celina can help ensure your business needs are met. Our Wholesale Program can help insure your property, contents, and liability exposures.

  13. Service & Processing
  14. Customer expectations are higher than ever, and we understand the service business. Our service and processing classes can range from self-storage facilities to funeral homes, beauty/barber shops, auctioneers, or pet groomers, just to name a few.

  15. Laundromats and Dry Cleaners
  16. Tired of insurance with wrinkles? As a professional, you understand the importance of using proper techniques to ensure that your customer’s expectations are met and their garments are well cared for. We are an insurance company that takes the same care to ensure that your business is properly covered and your assets are well taken care of.

  17. Convenience Stores/Grocery Stores
  18. Our comprehensive insurance coverage is specifically designed to meet the needs of your business. We understand exposures that are unique to you, and for that reason, we offer a broad range of coverages such as: Spoilage for Contamination & Power Outage, Equipment Breakdown, Employee Dishonesty, Outdoor Signs, Medical Expenses coverage for any customers who may slip and fall on your premises, and many more. Celina also offers Liquor Liability coverage.

  19. Self-Storage
  20. Is your current insurance coverage one-size-fits all? Our comprehensive insurance coverage is specifically designed to meet the needs of your self-storage business. Our Businessowners PLUS policies can provide not only building coverage, but we also automatically include specialty coverages for Customers' Goods Legal Liability, which is coverage for property damage to customer’s property while at your self-storage facility but only to the extent that you are legally liable and Sale and Disposal Liability, which is coverage for acts or omissions by you arising from the sale, removal or disposition of a customer’s property, or lock out of the customer’s space as a result of business operations. These coverages and more are available.

  21. Restaurants
  22. Is your insurance policy underdone? Check out our menu of coverages to see what we can serve up. Our Businessowners PLUS Restaurant Program provides comprehensive insurance coverage to meet the needs of your restaurant business. We understand exposures that are unique to you, and for that reason, Celina offers a broad range of coverages such as: Spoilage for Contamination & Power Outage, Equipment Breakdown, Employee Dishonesty, Outdoor Signs, Medical Expenses coverage for any customers who may slip and fall on your premises, and many more.

  23. Used Auto Dealers
  24. Ready to trade-in your insurance? Let us make you an offer. As a dealership owner, you take pride in matching your customers with the right make and model. Shouldn’t your insurance company take the same care and find you the perfect fit?

  25. Metalcrafters
  26. Is your insurance grinding you down? At last, an insurance program tailored to the special needs of the people who bore, grind, turn, mill, shape, or plane metals. A Metalcrafter’s insurance policy from Celina Insurance Group can be customized to meet your individual business needs, saving you time and money, while offering the comprehensive coverage you deserve. Providing coverages ranging from building and contents coverage, property in transit, fire extinguisher recharging expense to bodily injury and property damage coverage, let us help insure your business.

  27. Renovation
  28. Are you in need of coverage during a renovation project? Our renovation program is designed for dwellings or commercial buildings that are undergoing major repairs such as mechanical work, structural changes, or changing the size of the building. We can provide you with the coverage you need throughout the project, as well as upon completion.

  29. Bed and Breakfast
  30. As a Bed and Breakfast owner, you understand the importance of customer service and hospitality. Celina takes the same care to ensure that your business is properly covered and your assets are taken care of. If you have five rooms or less occupied by guests with the remainder of the home occupied by you, the host/hostess, and have been in business for at least three years, you may qualify for coverage.

  31. Rental Properties
  32. Do you own a building and rent it out to a business or an individual? From strip malls to leased office space (accounting, doctors, insurance agents, lawyers, and more), leased retail space, or buildings leased to contractors, we have coverages available to you.

    Are you renting out a single or multi-family dwelling, apartment building, or condominiums to tenants for residential purposes? If you own properties that are well maintained and show pride of ownership, we could be a good fit for you. Also, Directors & Officers coverage may be available to Condominiums, Co-Ops and Associations.

Not all coverages, credits, and discounts are available in all states and/or programs.